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Who said that during pregnancy it is not possible to enjoy life, walk, have fun and also travel? Pregnant can do anything she wants as long as she takes care and precautions especially in case of emergencies. For this there is travel insurance for pregnant women! The name may seem familiar to most people, but in reality few know the service and the real purpose.
Even if the pregnant woman is in good health, with prenatal care and examinations, everything is ok, more rigorous care is needed even more if she is going to be away from her doctor, from the maternity clinic she chose and especially from a large hospital. distance you can’t run in time. It is recommended that these trips take place during the second trimester of pregnancy where you will be in good condition to enjoy the tour with minimal chances of scares.
Why Take Out Travel Insurance?
For those looking for travel insurance, it is not that they are expecting the worst, after all who is going to travel and walk around waiting for something to happen? But in the case of pregnancy it is better to be safe than to be in despair if you need to, since we know that unforeseen events happen all the time.
With that in mind, some health insurers offer travel insurance to avoid headaches in case of emergencies while traveling. This service option also extends to pregnant women who prefer to travel carefree and totally safe.
What to analyze when hiring?
It is good to be attentive when hiring the services, as not all insurers and travel insurance plans are open to pregnant women, only a few companies offer this type of service.
When hiring, it is necessary to inform the broker that you need complete and additional coverage for pregnant women and the reasons for the trip as well as the destination. Every detail of the information passed will be part of the budget and what benefits it will offer.
IMPORTANT: Be careful with companies with very attractive prices. Sometimes the best price may not guarantee you completely in an emergency. The famous cheap is expensive, it suits this case well.
Looking for information from the insurer, asking for directions from friends who have already made it, and even looking for someone you know who works with the service is a great way to avoid inconvenience.
Internet research in groups of pregnant women, forums and even complaint sites are also essential to ensure the integrity of the company. A company that has complaints does not necessarily have to be removed from its list of options, but to analyze whether the problems and complaints of customers have been solved with ease.
What services does travel insurance for pregnant women cover?
When contracting, it is essential for pregnant women to read every detail of the contract down to the minuscule lines so that no information goes unnoticed and only finds out when using it.
Most companies that offer travel insurance for pregnant women allow you to carry out the plan up to one day before the trip takes place , however not all cover until the end of pregnancy or until the 34 weeks that is the stage that women still risk to travel.
Contracts and services vary widely from insurer to insurer, where some provide travel insurance for pregnant women up to 28 weeks and others up to 32 weeks .
That is why it is essential to observe, question and analyze the services and only make the contract if the plan fully meets your needs during the trip. After the contract is concluded, request an insurance coverage report so that you can take it along with the trip and have the means to prove and demand the services if necessary.
Collect all the necessary information, as well as an emergency phone, service and responsible for the insurer if you need. The travel insurance plan for pregnant women is usually included:
- Emergencies;
- Emergency exams and ultrasounds;
- Coverage for spontaneous or accidental abortions ;
- Emergency deliveries;
- Premature birth .
To be able to carry out travel insurance for pregnant women, the approval of your obstetrician and a health certification document that informs and proves that you are able to make the trip are required. This document must be presented to the insurance company in order to complete the insurance contract.
International Travel Insurance for Pregnant Women
That international dream trip was scheduled for a long time, the package is already closed and plans are for the trip to happen in a few months and then the discovery of pregnancy happens to disrupt everything or not?
Of course! You do not need to cancel your international travel because of pregnancy. Unless it is a risky pregnancy and you are facing health problems during pregnancy and the trip can put your life and the baby’s at stake. Otherwise, continue with your plans, your dreams, but with extra “care”, with the pregnancy.
Unlike national trips that allow pregnant women to embark until the last week of pregnancy, international trips establish a deadline that is normally up to the sixth month. Of course, each airline has its rules and standards and should be consulted in parallel before making the purchase of your tickets. It is also worth alerting about the return period of the trip if it will be within the deadline of the gestational week, always good to confirm not to have headaches on the return.
When choosing the destination for your international trip, it is essential to research the medical conditions and the care you will have in that particular country. The insurer itself can inform you about these issues and whether or not you are advised to travel to this location chosen by the travel insurance coverage.
International Travel Care
Care with international travel must also take into account the issue of altitude and excess heat, which is not appropriate for pregnant women, besides being totally uncomfortable during pregnancy.
Some countries may request the entry of foreigners for vaccination or even as a precaution for the health of the pregnant woman. However, some types of vaccination, such as yellow fever, are only recommended after the 6th month of pregnancy.
Places with high rates of malaria should be excluded from the list of trips for pregnant women, as the only form of prevention is repellents , safety nets and long, long-sleeved clothing. And in the case of contamination it is highly dangerous for pregnant women and babies.
If you have doubts about the itinerary you are going to take and if you have chosen the ideal trip for your condition at the moment, talk to a travel specialist and complement with a travel insurance broker for pregnant women. Taking the trip of your dreams with complete tranquility and security will make all the difference.
See Also: What Can Pregnant Women Do and Can’t Do?
My name is Dr. Alexis Hart I am 38 years old, I am the mother of 3 beautiful children! Different ages, different phases 16 years, 12 years and 7 years. In love with motherhood since always, I found it difficult to make my dreams come true, and also some more after I was already a mother.
Since I imagined myself as a mother, in my thoughts everything seemed to be much easier and simpler than it really was, I expected to get pregnant as soon as I wished, but it wasn’t that simple. The first pregnancy was smooth, but my daughter’s birth was very troubled. Joana was born in 2002 with a weight of 2930kg and 45cm, from a very peaceful cesarean delivery but she had already been born with congenital pneumonia due to a broken bag not treated with antibiotics even before delivery.